1. MoneyTap
MoneyTap is one of the best personal loan apps in India, offering flexible credit lines with instant approval.
Key Features:
- Loan amount up to ₹5 lakh
- Interest rates starting at 1.08% per month
- Instant approval and quick disbursal
2. PaySense
PaySense provides quick and hassle-free personal loans with minimal documentation.
Key Features:
- Loan amount up to ₹5 lakh
- Interest rates starting at 1.4% per month
- EMI calculator for easy repayment planning
3. KreditBee
KreditBee is a popular personal loan app, especially for salaried professionals, offering quick disbursal.
Key Features:
- Loan amount up to ₹3 lakh
- Interest rates from 1.02% per month
- 100% online process with instant loan approval
4. Navi
Navi is a digital lending app that offers personal loans with zero paperwork and instant processing.
Key Features:
- Loan amount up to ₹20 lakh
- Interest rates starting at 9.9% p.a.
- Completely paperless process
5. CASHe
CASHe provides instant personal loans for salaried individuals with flexible repayment options.
Key Features:
- Loan amount up to ₹4 lakh
- Interest rates from 2.25% per month
- AI-based credit scoring system for faster approvals