Top 5 Best Credit Cards in India (2025)

1. HDFC Regalia Credit Card

HDFC Regalia is one of the best premium credit cards in India, offering exclusive travel benefits, reward points, and dining discounts. It is ideal for frequent travelers and high-spending customers.

Key Features:

  • Complimentary airport lounge access
  • Earn 4 reward points per ₹150 spent
  • Comprehensive travel insurance coverage

2. SBI SimplyCLICK Credit Card

The SBI SimplyCLICK Credit Card is an excellent choice for online shoppers. It offers great rewards and cashback on e-commerce transactions, making it perfect for digital buyers.

Key Features:

  • 10X rewards on Amazon, BookMyShow, and Cleartrip
  • Annual fee waiver on spending ₹1 lakh per year
  • Fuel surcharge waiver up to ₹100 per month

3. ICICI Amazon Pay Credit Card

ICICI Bank Amazon Pay Credit Card is a must-have for Amazon shoppers. With no joining or annual fee, this card offers cashback directly credited to your Amazon Pay balance.

Key Features:

  • 5% cashback for Amazon Prime members
  • 2% cashback on partner merchants
  • No annual or joining fee

4. Axis Bank Flipkart Credit Card

Axis Bank Flipkart Credit Card is designed for Flipkart shoppers, offering excellent cashback benefits on Flipkart, Myntra, and other partner merchants.

Key Features:

  • 5% cashback on Flipkart and Myntra
  • 4% cashback on Swiggy, Uber, and PVR
  • 1.5% cashback on all other spends

5. American Express Platinum Travel Card

The American Express Platinum Travel Credit Card is perfect for travelers who want to maximize rewards on flights and hotel bookings.

Key Features:

  • Complimentary domestic lounge access
  • Milestone benefits worth ₹29,500 per year
  • Earn Membership Reward points on all spends

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